How To Register In Medicare

Medicare is our country's health insurance programme for people age 65 or older. Certain people younger than age 65 can qualify for Medicare besides, including those with disabilities and those who accept permanent kidney failure.

The program helps with the price of health intendance, simply it does non cover all medical expenses or the price of most long-term care. You have choices for how yous become Medicare coverage. If you choose to accept Original Medicare (Part A and Part B) coverage, you lot can buy a Medicare Supplement Insurance (Medigap) policy from a private insurance visitor.

The Centers for Medicare & Medicaid Services is providing equitable relief to individuals who could non submit premium-Part A or Part B enrollment or disenrollment requests timely due to challenges contacting the states by telephone. This relief applies to the 2022 General Enrollment Menstruum, Initial Enrollment Period, and Special Enrollment Period.

If you were unable to enroll or disenroll in Medicare because you could not reach us by phone subsequently January 1, 2022, y'all will be granted additional fourth dimension, through December 30, 2022.

For more information, call ane-800-772-1213 or use our Function Locator to find the number for a local role.

The Parts of Medicare

Social Security enrolls you in Original Medicare (Office A and Function B).

Medicare Part A (hospital insurance) helps pay for inpatient care in a hospital or express time at a skilled nursing facility (following a hospital stay). Part A also pays for some home health care and hospice care.
Medicare Part B (medical insurance) helps pay for services from doctors and other health intendance providers, outpatient care, dwelling house health intendance, durable medical equipment, and some preventive services.

Other parts of Medicare are run past private insurance companies that follow rules set by Medicare.

Supplemental (Medigap) policies aid pay Medicare out-of-pocket copayments, coinsurance, and deductible expenses.
Medicare Advantage Plan (previously known as Office C) includes all benefits and services covered under Part A and Role B — prescription drugs and boosted benefits such every bit vision, hearing, and dental — bundled together in one programme.
Medicare Part D (Medicare prescription drug coverage) helps embrace the price of prescription drugs.

Near people age 65 or older are eligible for free Medical hospital insurance (Function A) if they take worked and paid Medicare taxes long plenty. Y'all can enroll in Medicare medical insurance (Part B) by paying a monthly premium. Some beneficiaries with higher incomes will pay a higher monthly Function B premium. To learn more than, read Medicare Premiums: Rules For Higher-Income Beneficiaries.

Should I Sign Upward For Medical Insurance (Part B)?

With our online application, you can sign up for Medicare Function A (hospital insurance) and Role B (medical insurance). Considering you lot must pay a premium for Part B coverage, you can plow information technology down.

If you lot're eligible at historic period 65, your initial enrollment period begins iii months earlier your 65th birthday, includes the month yous plough age 65, and ends iii months later on that birthday.

If yous choose not to enroll in Medicare Part B so decide to do so later, your coverage could exist delayed and y'all may accept to pay a higher monthly premium for equally long as you lot accept Function B. Your monthly premium will go upward ten percentage for each 12-month menstruation y'all were eligible for Part B, but didn't sign up for it, unless you qualify for a "Special Enrollment Menstruum" (SEP).

If you don't enroll in Medicare Part B during your initial enrollment period, y'all accept another take chances each year to sign upward during a "general enrollment menstruum" from January 1 through March 31. Your coverage begins on July 1 of the year you enroll. Read our Medicare publication for more information.

If y'all have a Health Savings Business relationship (HSA) or wellness insurance based on electric current employment, you may want to ask your personnel office or insurance company how signing upwardly for Medicare will touch y'all.

Special Enrollment Period (SEP)

If you take medical insurance coverage under a grouping health program based on your or your spouse's current employment, y'all may not need to apply for Medicare Part B at age 65. You may qualify for a "Special Enrollment Menstruum" (SEP) that will allow you sign upward for Part B during:

Any month y'all remain covered under the group health plan and you or your spouse'south employment continues.
The 8-month catamenia that begins with the calendar month later on your group health plan coverage or the employment it is based on ends, whichever comes starting time.

How To Utilise Online For Just Medicare

If you are within 3 months of turning historic period 65 or older and not gear up to get-go your monthly Social Security benefits yet, yous can use our online retirement application to sign upward only for Medicare and wait to utilize for your retirement or spouses benefits later. It takes less than 10 minutes, and there are no forms to sign and ordinarily no documentation is required.

Apply for Medicare Only

Return to Saved Awarding | Cheque Application Status | Supercede Medicare Carte du jour

To find out what documents and information you lot need to apply, get to the Checklist For The Online Medicare, Retirement, and Spouses Application.

Medicare Cards

To help protect your identity, your Medicare carte has a Medicare number that'due south unique to you. If you lot did not receive your scarlet, white, and bluish Medicare card, there may be something that needs to be corrected, like your mailing address. Y'all tin update your mailing accost past signing in to or creating your personal my Social Security business relationship. Learn more about your Medicare card.

Already Enrolled in Medicare

If you lot have Medicare, y'all can get information and services online. Find out how to manage your benefits.

If you are enrolled in Medicare Part A and you want to enroll in Role B, please complete form CMS-40B, Application for Enrollment in Medicare – Part B (medical insurance). If you are applying for Medicare Part B due to a loss of employment or group health coverage, you lot will also need to consummate form CMS-L564, Request for Employment Information.

Y'all can use one of the following options to submit your enrollment asking under the Special Enrollment Period:

Get to "Utilise Online for Medicare Function B During a Special Enrollment Menstruum" and consummate CMS-40B and CMS-L564. Then upload your evidence of Grouping Wellness Plan or Large Grouping Wellness Plan.
Fax or mail your CMS-40B, CMS-L564, and secondary evidence to your local Social Security office (run across list of secondary show below).

Notation: When completing the forms CMS-40B and CMS-L564

State "I want Part B coverage to begin (MM/YY)" in the remarks section of the CMS-40B form or online awarding.
If possible, your employer should complete Section B.
If your employer is unable to complete Section B, please complete that portion equally best as yous can on behalf of your employer without your employer's signature and submit one of the post-obit forms of secondary show:

Income tax form that shows health insurance premiums paid.
W-2s reflecting pre-tax medical contributions.
Pay stubs that reverberate health insurance premium deductions.
Wellness insurance cards with a policy effective appointment.
Explanations of benefits paid by the GHP or LGHP.
Statements or receipts that reflect payment of health insurance premiums.

Yous'll take Original Medicare (Function A and Role B) unless you lot make some other choice. You tin decide to add a drug program (Function D) or buy a Medigap policy to help pay for costs that Original Medicare doesn't embrace. You tin can choose to join a Medicare Advantage Plan (Part C) and get all your Medicare coverage (including drugs and extra benefits like vision, hearing, dental, and more) bundled together in i program.

Some people with limited resources and income may likewise be able to get Extra Help to pay for Function D drug costs.

What Happens After I Utilise?

The Centers for Medicare & Medicaid Services (CMS) manages Medicare. After yous are enrolled, they will send y'all a Welcome to Medicare packet in the mail with your Medicare card. Y'all will as well receive the Medicare & You lot handbook, with important information about your Medicare coverage choices.

Other Medicare Enrollment Options

If you alive in Puerto Rico you will not receive Medicare Part B (medical insurance) automatically. You lot will need to sign upward for it during your initial enrollment period, or yous will pay a penalisation. To sign upwardly, please call our price-gratis number at 1-800-772-1213 (TTY 1-800-325-0778). You also may contact your local Social Security office. You can find your local Social Security office past using our Office Locator.

Related Information

Who practise I contact - Social Security or Medicare?
Utilise Online for Medicare — Even if You lot Are Not Ready to Retire
Assist Fight Medicare Fraud
Get Extra Help with Medicare prescription drug program costs
More Medicare information
Agreement Medicare Part C & D Enrollment Periods
Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
Understanding Medicare Advantage Plans
Mandatory Medicare Coverage

Medicare

Website: www.medicare.gov

Toll-free number:
1-800-MEDICARE
(1-800-633-4227)

TTY number: 1-877-486-2048